ENGINEER
Available for advisory & leadership roles
Ahmar Mubeen headshot

Technology
Leader.

28+ years building and scaling enterprise software. Director of Digital Engineering at Citigroup, leading 300+ engineers across fintech platforms serving 70M+ customers.

Get in touch View experience
28+
Years in tech
300+
Engineers led
70M+
Customers served
About me

Software engineer
turned executive.

I'm a technology executive and software engineering leader with 28+ years of experience in digital banking, fintech platforms, and large-scale cloud transformation. I've spent my career at the intersection of engineering excellence and business impact.

At Citigroup, I lead the Digital Engineering organization for Citi Retail Services — responsible for the Fusion Digital Platform serving 70M+ credit card accounts across 30+ iconic brands including Best Buy, Macy's, The Home Depot, and ExxonMobil.

I'm passionate about AI-driven engineering productivity, cloud-native architecture, and building high-performing global engineering teams that deliver measurable business outcomes.

"Trusted advisor to C-suite executives — translating complex technology strategy into tangible business results across regulated financial environments."

⚡
US Patent 12,443,787 B1
Methods and Systems for Interactive Data Input
🏆
Citi Leaders in Excellence Award
Top 1% recognition
☁️
AWS Certified AI Practitioner
2026 · Amazon Web Services
🎓
Wharton Executive Education
Leading Customer-Centric Growth · 2021
🎓
Executive Leadership Certificate
SMU Cox School of Business · 2018
📜
M.S. Computer Science
Texas Tech University · 1996
Core competencies

What I bring
to the table.

Engineering Leadership
Global Teams Agile at Scale Scrum DevSecOps SRE Talent Development
Cloud & Architecture
AWS OpenShift Microservices API-First REST APIs CI/CD
Technology Stack
Angular Spring Boot Java Apigee HTML/CSS/JS SQL Oracle
AI & Productivity
GitHub Copilot Devin.AI Citi Stylus AI Code Review Prompt Engineering
Fintech Domain
Digital Banking Credit Cards Open Banking Regulatory Compliance Risk Management
Strategy & Governance
Technology Strategy Portfolio Management P&L Accountability Vendor Management PMP
Career

28 years of
building at scale.

2012 — Present
Citigroup
Dallas, TX
Director, Digital Engineering
Head of Engineering for Citi Retail Services Technology — accountable for digital online banking products across North America, supporting ~70M customer credit card accounts for 30+ iconic brands.
  • Built and scaled a global engineering org of 300+ engineers across 30+ scrum teams with ~$40M annual budget
  • Modernized legacy monoliths into 200+ microservices and 1,100+ APIs on Angular, Spring Boot, OpenShift & Apigee
  • Drove ~25% YoY growth in digital adoption and reduced deployment cycles by ~70%
  • Achieved 99.95%+ platform availability with fewer than 25 annual P1 incidents
  • Championed AI-assisted engineering (GitHub Copilot, Devin.AI) delivering up to 30% productivity gains
2008 — 2012
Oracle Corporation
Hyderabad, India
Sr. Software Development Manager
Established and led offshore product engineering group for Oracle Communications OSS platforms.
  • Managed $1.2M program budget and teams of 30–40 engineers
  • Introduced process frameworks reducing defect leakage by 35%
  • Delivered industry-mandated quality releases on schedule
2006 — 2007
JPMorgan Chase
Dallas, TX
System Integration Specialist
Led system integration and delivery of the Central Price Capture (CPC) platform — an enterprise securities pricing hub for global JPMorgan accounting and treasury systems.
  • Drove end-to-end delivery lifecycle across requirements, architecture, coding, testing, and release
  • Shaped enterprise data and integration architecture for pricing data integrity
1996 — 2006
Early Career
Dallas–Fort Worth, TX
Progressive Engineering Roles
  • Sabre Corporation, Airline Solutions — Sr. Engineer (2005–2006)
  • Citigroup, Cards Technology — Senior Lead Analyst (2003–2005)
  • Software Architects Inc. — Managing Technical Consultant (1999–2003)
  • Noblestar Systems — Sr. Programmer Analyst (1998–1999)
  • Analysts International Corp (AIC) — Programmer Analyst (1996–1999)
Projects

Things I'm
building.

Beyond my corporate work, I explore personal projects at the intersection of AI, fintech, and developer tooling. More coming soon...

01
Live
ahmarmubeen.com
This portfolio site — built with plain HTML/CSS, deployed via Cloudflare Pages, connected to GitHub for continuous deployment.
HTML CSS Cloudflare Pages GitHub
02
Coming soon
Project Two
Details coming soon. Working on something exciting in the AI + fintech space.
TBD
03
Coming soon
Project Three
More projects in development. Check back soon.
TBD
Contact

Let's build
something great.

Open to advisory roles, board positions, speaking engagements, and executive leadership opportunities in fintech, cloud, and AI-driven engineering.

@
ahmar@ahmarmubeen.com
in
linkedin.com/in/ahmar-mubeen
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github.com/ahmar-mubeen-ca